Level 2 Survey (Homebuyers Report) [With or without a valuation]


A Homebuyers Report is also known as a level 2 survey and by some lenders as a scheme 2. We use the RICS system of report writer which fits the RICS suite of Home surveys.

The system provides a ‘standard’ format of a report. This includes the reporting on  defects within building elements under a traffic light rating system. These ratings are as follows:-


Condition rating 1
“No repair is currently needed. The property must be maintained in the normal way”

Condition rating 2
“Defects that need repairing or replacing but are not considered to be either serious or urgent. The property must be maintained in the normal way.”

Condition rating 3
“Defects which are serious and/or need to be repaired/replaced or investigated urgently.”


Research by the RICS has shown that the general perception of this rating system is good, and it is easy for householders to understand.

The level of service and inspection of the RICS HomeBuyer Report remains as before.

A HomeBuyers Report is an inspection of the building fabric similar to that of a Full Building Survey. The inspection covers all elements, fittings and finishes of a property and reports on them in the categories identified above.

Inspection also includes the boundaries of the property (where these are not extensive) immediate paving, outbuildings and ancillary structures.

HomeBuyer Reports are usually suitable for properties of standard construction and those which have not been substantially altered. Generally buildings constructed after 1900 are suitable for HomeBuyer Reports, although this may depend upon significant circumstances. Listed buildings are usually not suitable and some interwar and pre WW2 buildings may not be suitable.

We are happy to discuss the relevant type of survey with clients to assist in decision as to whether a Level 2 (HomeBuyer) Report or Level 3 (Building Survey) Report is suitable.

Occasionally, specific reports are required on particular areas of a property for which either the new RICS Condition Report or a specifically tailored report can be provided.



We ae able to offer a Level 2 report either with or without a valuation. There is a reduced cost for a Level 2 without a valuation.

A valuation is often not required, especially where a lenders valuation is being carried out  by others. We can provide a quotation on either or both basis as requested to enable clients to decide.

Below are typical properties that would be suitable for a HomeBuyers Report.